by Eric Guerin | 10/01/2019 | Understanding Insurance
Getting your car insurance rate usually starts by entering your zip code with most insurance providers, ever wonder why? That’s because where you live is the start of most base car insurance rates. If you live in a populated area with lots of roads and traffic, then... 
by Eric Guerin | 09/06/2019 | Understanding Insurance
What drives up the cost of your car insurance costing drivers BILLIONS of dollars almost every single year? If you guessed car insurance fraud…you are correct. So what is car insurance fraud? Car insurance fraud at its most basic level is when someone tries to trick... 
by Eric Guerin | 09/03/2019 | Understanding Insurance
Is it possible to get free Accident Forgiveness coverage in Pennsylvania? In a word? Yes. Accident Forgiveness is a part of your car insurance policy designed to protect you from your car insurance costs increasing because of an at-fault accident. An at-fault accident... 
by Eric Guerin | 07/26/2019 | Understanding Insurance
We’ve previously talked about our Current Accident Forgiveness where if you’ve had one at-fault accident in the past three years we’ll price your car insurance policy as if that accident never happened. We also covered Future Accident Forgiveness where if you don’t... 
by Eric Guerin | 07/12/2019 | Understanding Insurance
Life happens. Many people have experienced the shame and embarrassment of having an at-fault accident. You didn’t do it on purpose, maybe you were temporarily distracted in some way like the kids fighting in the back seat or the dog bouncing around on your passenger... 
by Eric Guerin | 06/05/2019 | Understanding Insurance
Today we introduced FreePass℠, a free program that forgives one previous at-fault accident for new customers in Pennsylvania. Verti customers with a prior accident save an average of $537 per year with FreePassSM compared to what they could be paying for car... 
by Eric Guerin | 05/07/2019 | Understanding Insurance
It may be the city of brotherly love, but the city of Philadelphia accounts for more than a quarter of the accidents in the entire state of Pennsylvania. Here we look at some of the accident data from Philadelphia in this infographic. Accidents in Philadelphia... 
by Eric Guerin | 04/08/2019 | Understanding Insurance
Almost every state requires you have car insurance coverage if you want to drive legally in your state. Most states outline a minimum level of coverage you must buy by law. What your state requires as minimum limits however, may not cut the mustard should you get... 
by Eric Guerin | 04/05/2019 | Understanding Insurance
Saving money on your car insurance shouldn’t be complicated. Unfortunately, if you don’t have everything ready when you start getting a quote, it can be time consuming. Running around to grab this bit of info or that can be frustrating. When you’re... 
by Eric Guerin | 03/15/2019 | Understanding Insurance
When you’re shopping around for car insurance, you may come across something called tort. You can opt for full tort or limited tort…but is there a difference? Oh there is! The tort option in your car insurance can help you to recover out-of-pocket medical and certain...